CEB Diamond Platinum

About CEB Diamond Platinum

• Premium Privileges
  • You become a member of the Mastercard Premium & Business 2024 program: You pay through CEB Diamond Mastercard Platinum, and benefit from special offers at merchants that are part of the program. You enjoy offers from categories such as Beauty, Digitize your business, Entertainment, Fashion, Gifts, Gourmet, Health, Home & Deco, Personal Development & Business and Travel, through a secure payment with Mastercard.
    
    The current program offers are valid between January 1, 2024 - December 31, 2024.
     
  • Access to over 1.200 VIP Lounges or Business Lounges from international airports through the Priority Pass program. Find out details here; 
  • An insurance package when traveling abroad; 
  • Free access to Mastercard Business Lounge at Henri Coanda International Airport;
  • Free access to the Business Lounge at Vienna International Airport;
  • Free access to the Business Lounge at Traian Vuia International Airport, Timisoara;
  • Free access to the Business Lounge at  Avram Iancu Airport, Cluj-Napoca;
  • Free access to the Business Lounge at Sibiu International Airport, you can find more details about access to Business Lounges here.

  Insurance package during trips abroad:

  • Medical and legal insurance and assistance;
  • Medical consulting programs;
  • Hospitalization;
  • Transportation in case of medical emergencies;
  • Insurance in case of lost luggage;
  • Flight delay insurance.

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  Rules of access to the Business Lounges mentioned above:

  • All Mastercard Platinum cardholders have access;
  • All cardholders of cards mentioned above that are valid have access (i.e. not blocked, declared lost or stolen, or that cannot be used for payment transactions);
  • All active cardholders have access, where active card means a card with at least one settled POS or e-commerce transaction, in the last 30 days, up to a maximum of 96 hours before entering the salon;
  • For Mastercard Platinum cards, the cardholder will have unlimited access;

  Check here the Mastercard Premium Program for access to the Business Lounge.

• Benefits and features
  • 0 lei issuing fee (including supplementary cards);
  • Grace period of up to 45 days when interest is not charged for commercial transactions;
  • You can have a generous credit limit of up to 135,000 lei;
  • Possibility to request up to 5 supplementary cards;
  • Contactless technology offers you the ability to perform payments of up to 100 lei by simply touching the POS terminal without entering your PIN;
  • The possibility to benefit from an unlimited credit period with the condition to pay the minimum monthly reimbursement;
  • Double functionality: In addition to accessing a credit limit granted by the bank, the cardholder may access to his own funds available on the card account.
• Free services
  • Possibility of crediting the card account at Credit Europe Bank ATMs with "cash in" function;
  • The ability to change the PIN code free of charge at any ATM in the world that offers this function;
  • Possibility to change the PIN code free of charge at any POS of Credit Europe Bank branches or by calling the CEBLine service (directly from the menu);
  • The ability to freely perform a balance enquiry at any ATM in the world that offers this function or by calling the CEBLine service (directly from the menu);
  • Get FREE Mini account statements from Credit Europe Bank ATMs;
  • Communicating the minimum amount due for payment by monthly SMS.
• Minimum payment amount

  It represents the amount the Cardholder has to pay until the due date and it consists of the following: 3% of the value of the card transactions plus the full amount of the fees and commissions, all interest (including penalty interest, if any) and overdue amounts, as well as unauthorized amounts.

• When it's paid

  In order to facilitate your refund (if you do not wish to reimburse the entire amount used during the grace period), Credit Europe Bank offers you the possibility to reimburse only the minimum amount of the transactions value shown on the statement of account issued on 25 of each month, including interest and commissions (if any). The percentage of the minimum payment amount is provided in the credit card issuing contract.

  The minimum reimbursement amount highlighted in the monthly statement of the account will be paid within 15 calendar days from its issuance. If the due date is on a non-working day, then the payment must be made on the next business day thereafter.

  With the issuing of the account statement, Credit Europe Bank sends you a free SMS with the minimum amount to be paid. The credit limit granted on the card is revolving, and the reimbursed amounts are redeemed on the card account.

• How to get a CEB Diamond Platinum credit card
  • Come to any Credit Europe Bank branch.
  • Apply now by filling in the required information in the "Apply Now" section.
  • Call CEBLine: 0750.000.000 (from any network) or 0724.100.000 or 0801.000.000 ( only available from Telekom Fixed Network) and a Bank representative will advise you how to obtain a card.
• 3D SECURE

  You benefit from increased security for online transactions through credit cards issued by Credit Europe Bank. Transactions made through CEB Diamond cards give you exceptional flexibility and enhanced security through the implementation of 3D Secure Protocol. You can trade at any time, merchants' products and services being just a click away without having to go shopping. In addition you will receive a 0.3% bonus from the transaction value.

  • What is 3D Secure? 3D Secure is a security standard developed by Mastercard and VISA that gives you the ability to use an extra password, for online payments only, to prevent fraud attempts. This password will be requested every time you want to make an online transaction to the virtual stores, at merchants enrolled in the 3D Secure standard via credit cards issued by Credit Europe Bank.

  This way we meet the requirements of developing a trustworthy way of payment, eliminating the risk of fraud by copying payment instrument identification data or randomly generating card numbers for usage on the Internet. Moreover, credit cards issued by Credit Europe Bank are automatically activated for Mastercard SecureCode/Verified by VISA and are distinguished by a higher security standard, simply because the authentication - when purchasing products or services on the Internet - is done through a unique, dynamic password. You will receive this password via SMS whenever you want to make a transaction. For the security of online shopping, try to buy products from 3D Secure merchants who display Mastercard Secure Code and Verified by VISA.

• Card activation for online transactions

  In order to eliminate any possibility of fraud with card transactions over the Internet, all credit cards issued by Credit Europe Bank are initially blocked for on-line transactions. In order to be able to pay online, cardholders can activate this service by calling CEBLine on tel .: 0750.000.000 / 0724.100.000 (call numbers from any network) or 0801.000.000 (Telekom fixed telephony network), and the activation is done directly from the phone menu, without discussing with a representative of the Bank. The service is available non-stop and phone calls have the standard costs.

  The card can also be activated for online transactions by filling out a form at any branch of the Bank, or through the Internet Banking (Credit Europe Net) service.

• Card issuing requested forms

  You can apply WITHOUT INCOME DOCUMENTS to get a credit limit if your earnings derivate from salaries reported to the National Agency for Tax Administration (ANAF).

  Furthermore, in over 40 Credit Europe Bank branches and work points, after the Bank has performed the necessary checks in the ANAF database and the eligibility conditions are met, the card is handed over to you. If your earnings are not reported to the National Agency for Tax Administration (ANAF), you must submit the following documents*:

  • Income statement;
  • Certificate of income.

  *  There may be situations where additional forms are required to provide credit.