About Credit Europe Bank (Romania) S.A.
We are present on the financial market since 1993, as Banca de Credit Industrial si Comercial. In 2000 we rebranded ourselves as Finansbank, to later become - in 2007 - Credit Europe Bank. In Romania we provide a broad range of products and services for approximately 500.000 individuals, SMEs and companies, across a network of 22 branches and agencies, along with working points, as well as through alternative distribution channels: 53 ATMs, over 8100 POS's, Internet Banking and Phone Banking, alternative payment services such as sticker, bracelet, Apple Pay and Google Pay.*
We evolved, improved ourselves and irrespective of our name we had a single aim: to offer banking products and services that best match our clients' needs. For this purpose, whether for SMEs, large companies or individuals, we have put at work new banking models, novel technologies as well as the will to be of assistance, to keep close to our clients and their businesses.
As part of the Dutch financial Group Credit Europe NV we strive to provide experience, competence and innovation - as the true recognition of our products and services' value is given by those who use them.
This recognition is also enjoyed by CardAvantaj, a name that bears a special significance for us. 19 years ago this brand introduced, for the first time in Romania, a payment instrument with zero interest rate, easy to understand, easy to use. Since its introduction on the market, CardAvantaj made over 300,000 friends, clients that made good use of it, finding the best solutions within a network of tens of thousands of merchant partners - the most extensive in Romania. During all this time CardAvantaj did its outmost to fulfill the promise made to clients, by continuously providing innovative features and benefits.
*for the year ended December 31st, 2022
Starting December 2016 the capital of the bank is 557.609.960,60 RON and currently the bank has the following shareholder structure:
| Shareholders | Shares(%) |
|---|---|
| Total | 100.00% |
| CREDIT EUROPE BANK N.V. | 99,36893% |
| Others | 0,63107% |
Credit Europe Bank (Romania) S.A. Executive Management
- Yakup Cil - Executive President (CEO)
- Alin-Iulian Alupei - Vicepresident
- Ion Popovici - Vicepresident
- Raluca-Elena Galchiș - Vicepresident
- Antar Turgay - Vicepresident
Vision, Mission, Values
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Vision
Overall
Be an adaptive, diverse and people driven bank that makes customers feel enabled.
Retail
Be a preferred mobile banking partner in home markets, offering reliable products and convenient financial services for our customers.
Wholesale
Support mid-size corporates and commodity trading companies in developed and selected emerging markets to make them feel empowered.
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Mission
To provide financial services that create value for our customers.
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Core values
Diversity
We promote diversity as one of the basic aspects of our corporate culture. Our diversified background and footprint in different regions allow us to have an overview from multiple perspectives.
Expertise
We are experts in selected markets and selected products. With our expertise we deliver customized solutions to serve the needs of our customers.
Dynamism
With our passion and energy, we are agile in responding to challenges and changes. Our "can do" attiude enables us to focus on delivering solutions and meeting the expectations of our stakeholders.
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Basis values
Customer Focus
The success of our customers is our own success. All of our decisions are therefore taken with the customer in focus.
By working in partnership, we enable our customers to be provided with innovative, tailor-made, effective products and services and to succeed in reaching their targets.Integrity
Integrity is the driving principle behind everything Credit Europe Bank does. Integrity is not just a theoretical concept.
It defines our obligation to generate trust and confidence through ethical behaviour and by complying with laws, regulations and guidelines, and by caring about the preservation and promotion of the highest standards of professional conduct in our work place and community.Professionalism
Being professional means Credit Europe Bank is committed to continuous self-development.
Professionalism embraces and stimulates the necessary skills, qualifications, knowledge and diversity so that employees undertake their tasks in a competent and integer manner. Through a strong teamwork spirit we achieve our goals.Transparency
Credit Europe Bank is committed to offer products as transparent as possible. Furthermore, transparency is a key business best practice, whether in our products and services, accounting standards or management decision-making.
Providing clear information demonstrates to all stakeholders that we are serious and legitimate, thus contributing to lowering perceived risk.
CSR
Social responsibility means - in the simplest terms - to feel the need to influence the society you are part of.
The implication can be either personal or as a company - and in this case we're talking about CSR - Corporate Social Responsibility. Such activities are quite diverse and can be carried out inside or outside the organization, along directions such as local community development, environment protection, support for social causes or human rights.
The CSR projects initiated by CEB intend, first of all, to determine significant though down to earth changes mostly by involving our team members - projects through which we want to change the world - little by little, of course.